FHA Home Loans in Riverside — Qualify with a 620 FICO and Close in 30 Days or Less in Riverside...
Low credit? No problem. We help Riverside buyers qualify for FHA financing even in today’s changing market.
FHA loans are one of the most popular options in Riverside, especially for buyers working with 620 credit scores. With average home prices around $475K and rising rent costs, many families are using FHA financing to get into a home sooner. I’m Troy Mire, a California-based broker who helps Riverside buyers qualify and close fast — even if they’ve been denied elsewhere.
We've helped hundreds of local buyers with credit challenges secure FHA approvals—now it's your turn.
Is 620 Good Enough for an FHA Loan?
What Are the FHA Guidelines in California?
What If I Don’t Have 3.5% Down Yet?
Can I Buy a Home in Riverside with a 620 Score?
Don't guess. Don’t Google. I’ll show you exactly what it takes to get approved in Riverside today.
These are the same questions we hear from Riverside buyers every day...
🔍 Is 620 Good Enough for an FHA Loan?
🔍 What Are the FHA Guidelines in California?
🔍 Can I Buy a Home in Riverside with a 620 Score?
Don't worry, we can help!
If Any of This Sounds Familiar, You’re in the Right Place
You want to buy a home in Riverside (or nearby)
Your credit score is around 620—but you’re working on it
You have some funds for a down payment (or want to explore assistance programs)
You’re unsure about the FHA process and want expert guidance
You’d rather speak to a real person than guess your way through it
You’re rebuilding after credit challenges, collections, or late payments
You’re tired of renting and want to turn your monthly payment into equity
You’re looking for a real plan—not just a vague pre-qual letter
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The FHA Process — Simplified
Here's what Troy Mire will do:
I’ll walk you through the exact steps to qualify with a 620 score—from pre-approval to closing.
We’ll review your score, trade lines, and any recent dings—and how they affect approval.
I’ll break down your income, debt ratios, and down payment options—and show you what’s possible.
No sales pitch... Just answers!
"Let’s skip the guessing. Schedule a free 1-on-1 call, and let’s build your game plan"
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Copyright 2025. Troy Mire Team . All Rights Reserved.
Equal Housing Opportunity | Real Estate Services: TMireBroker & Co. | CA DRE: 01199870 | Private Lending: TMireBroker & Co. |
Asset-Based Loans | Not a Commitment to Lend | Traditional Mortgages: | NMLS: 1795353 | Programs Subject to Change | Restrictions Apply | For Industry Use Only | No Legal Advice Provided | Loans & Real Estate Services Not Available in All States | All Offers Subject to Qualification & Applicable Laws